Santander offer many products to the public. Firstly, they provide many different current accounts to their customers including:
- 1|2|3 Current Accounts
- Everyday Current Accounts
- Choice Current Accounts
- Basic Current Account
- 1|2|3 Mini Accounts
- Student and Graduate Current Accounts
They also offer two types of credit cards:
- 1|2|3 Credit Card
- Santander Credit Card
Santander also offer four types of insurance:
- Home insurance
- Car insurance
- Travel Insurance
- Life Insurance
In addition they provide personal loans. And they also have different mortgages:
- Existing mortgages
- First home mortgages
- Moving home mortgages
Santander offer a range of savings accounts and investments:
- eSaver
- Everyday Saver
- Instant Saver
- Fixed Term Bonds
- Children Savings
- Investments
Lastly, they offer many different ISAs:
- Cash ISAs
- Fixed rate ISAs
- Direct ISA Saver
- Easy ISA
- Help to buy: ISA
- Junior ISA
- Stock and Shares ISAs
Tesco Bank is a in the United Kingdom which was formed in 1997, and which has been wholly owned by Tesco plc since 2008. The Bank was originally formed as part of a 50:50 between and . Tesco later acquired the RBS shareholding, which resulted in the bank becoming a wholly owned subsidiary, and now operates under its own banking license under the . The headquarters for this bank in in Edinburgh, Scotland and Benny Higgins is the CEO.
Tesco Bank offer one general Current Account but have many different borrowing products:
Credit cards:
- Purchases Card
- Balance Transfer Card
- Money Transfer Card
- No Balance Transfer Fee Card
- Low APR Card
- Foundation card
Loans:
Mortgages
- Fixed Rate Mortgages
- Tracker Rate Mortgages
Tesco also offer many ways to save:
Fixed Rate Savings
- Fixed Rate Saver
- Fixed Rate Cash ISA
Tax Free Savings
- Fixed Rate Cash ISA
- Junior Cash ISA
- Instant Access Cash ISA
Instant Access Savings
- Instant Access Saving Account
- Internet Saver
- Instant Access Cash ISA
Tesco Bank also have different types of insurance:
Car Insurance:
- Standard car insurance
- Box Insurance For Drivers Aged 17-25
Home Insurance:
- Combined Home Insurance
- Contents Insurance
- Building insurance
Pet Insurance:
- Dog Insurance
- Cat Insurance
Life Insurance:
- Level and Decreasing Life Insurance
- Critical Illness Cover
- Over 50s Life Insurance
- Free New Parent Life Cover
Travel Insurance:
- Single Trip Travel Insurance
- Annual Multi-trip Travel Insurance
Now that I have researched these two banks I now understand the differences in products provided by these banks compared to the Co-operative Bank.