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  • Level: GCSE
  • Subject: Drama
  • Word count: 1855

Benefit Systems

Extracts from this document...

Introduction

Information Technology Coursework Benefit Systems Sickness Benefit What benefits are there? * Statutory Sick Pay (SSP) * Incapacity Benefit How do they help? The basic thinking behind sickness and incapacity benefits is that they provide some national scheme to protect employed people. For short contract workers or those with no formal contract there would be no way of claiming for lost earnings without these schemes. They therefore provide a safety net available to every employed person and ensure that some income is gained even if you cannot work. Statutory Sick Pay is available for periods of sickness up to 28 weeks. Your employer pays it directly, normally along with your normal earnings. To claim you must be employed and have been off work due to sickness for more than 4 days in a row. You must also have been earning enough to contribute to National Insurance (over �67 a week). If a person has more than one job, normally they will be entitled to SSP from each employer. In summary, SSP is the solution for short and medium term sickness and absence from work. Incapacity benefit is normally claimed if an employed person is absent from work due to sickness or inability to work for more than 28 days. Again you must have paid National Insurance contributions to claim (except under exceptional circumstances for young workers under 25). ...read more.

Middle

Are forced to live away from their parents and will suffer severe hardship without an allowance * Are a member of a couple who are responsible for a child There are also a number of ways in which a person may receive reduced levels of support these include: * Being unavailable for work * Not actively seeking employment * Leaving a job without good reason, i.e. you resign voluntarily or are sacked for misconduct. There are also special concessions for those approaching retirement and therefore very unlikely to be able to find a job. For those who wish to study there is no real income support, unless they are responsible for a child, in which case an allowance may be paid over the summer. The weekly levels of support received by those that are eligible are on average are as follows, bearing in mind that specific cases may warrant different levels: Contribution-based JSA Aged 16 to 17 �31.95 Aged 18 to 24 �42.00 Aged 25 or over �53.05 Income-based JSA Personal allowances Single people Aged 16 to 17 �31.95 Aged 18 to 24 �42.00 Aged 25 or over �53.05 Couple Both under 18 �31.95 Both under 18, one disabled �42.00 Both under 18, with responsibility for a child �63.35 One under 18, one 18 to 24 �42.00 One under 18, one over 25 �53.05 Both 18 or over �83.25 Lone parents Aged 16 to 17 �31.95 Or ...read more.

Conclusion

remunerative work with gross income of: Less than �84.00 �7.40 �84.00 to �124.99 �17.00 �125.00 to �162.99 �23.35 �163.00 to �214.99 �38.20 �215.00 to �268.99 �43.50 �269.00 and over �47.75 Personal allowances Single people under 18 �31.95 Single under 18 higher �42.00 Single 18 - 24 �42.00 25 or over �53.05 Lone parents under 18 �42.00 18 0r over �53.05 Premium for people with preserved rights Family (lone parent rate) �22.20 Meals deductions Adult Child under 16 3 or more a day �18.95 �9.55 Less than 3 a day �12.60 �6.35 Breakfast only �2.30 �2.30 Fuel charge deductions More than one room Heating �9.25 Hot water �1.15 Lighting �0.80 Cooking �1.15 All fuel �12.35 One room Heating and any hot water or lighting �5.60 Cooking �1.15 All fuel �6.75 Trends and Changes This area of the welfare state is one that shows relatively little change, the variations are normally in line with inflation and maintain a similar standard of living for claimants. Government currently are keen to give help in the way of benefits to working people with low income instead of just maintaining people who are not working and don't intend to work. Housing standards are however improving causing an increase in relative poverty due to large variations in house standards. This indicates that the government will have to continue to adapt and change this system in order to maintain a decent minimum standard of living. ...read more.

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