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Car Insurance For Teenagers Is Too High

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Teenage Shock As Car Insurance Continues To Escalate It may come to your attention that the vast increase of car insurance is becoming financially catastrophic. Hopefully you, as the insurance paying parents of your beloved teenage son/daughter will consider my pessimistic attitude towards insurance premiums as I reveal true facts and opinions during this article, facts that merely disgust me as I hope to change the stereotype towards how society perceives the modern day teenagers as ‘teenage boy racers.” In the 1980’s, car insurance was roughly £160 for each 17 year old driver once they had passed their test. Compared with today, this is considered ‘peanuts’; 17 year old drivers who’ve now passed the law required driving test are expected to pay a minimum of an exorbitant £5000 on a car that is just as old as my grandfathers pair of slippers! However, research has suggested to us that there are few teenage drivers involved in accidents. Statistics show that ‘teenage male drivers account for 1.4% of accidents’; almost one in 5 driver’s teenage drivers ‘cause an accident’ in their first years of driving. ...read more.


Astoundingly, only one quarter of parents couldn’t afford car insurance for their child, whereas now this scenario is more than half. False stereotypes suggest teenage drivers are “Dangerous” and “Irresponsible” mostly aimed at young male drivers regardless of their background, education, environment and personality. You – as a youth - are labelled by a naïve society as a “boy-racer” and as figures suggest earlier, 60% of this population cannot afford the opportunity to prove society wrong. Should opportunities not be given, before such prejudice acquisitions are made? We, as the general public are limited by what we can and cannot do with regards to law enforcement, monitored by the Police of our community. The Police however, are also guilty of injustice, as in 2008, the daily mail distributed an article consisting of an observational study by a man named Jeremy Broughton, the study was an investigation to decipher the older the person was, whether it contributed to leniency by the police, Jeremy then posted his conclusion to the daily mail - 'Police would have a mental image of the sort of person they were expecting to stop ...read more.


unemployment is a big issue at the moment, it has lead to thousands of families on the dole and not a penny to spare. This effect is obviously impacting on children, as parents are less likely to spend for instance, £3000 on a second hand car, and then a further £6000 for insurance, aswel as on-average statistic £1000 for their child to learn to drive, as the average annual income of a family in the UK is currently £14000 and declining. Actions need to be taking immediately to implement a change of function, if we allow society to continue in regards to insurance companies, they will amplify hysterically, arguably to the point where driving is rein destined to the age of 21, or maybe higher ! Now for children studying at university, work, or for social appliances , driving will almost be a necessity as the cost of public transport is rapidly increasing, on top of this there are university fees, which people can’t afford to pay as well as these other costs; leading us to the conclusion that it is not too late to dissent now! ...read more.

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