Hundreds of thousands of student borrowers are discovering what Siler has learned: that student loans are increasingly difficult to escape, regardless of the burden repayment might be. Unfortunately many students are having no option as universities tragically withdraw the person from their course due to the inability to pay for their courses which hinders their learning. Loans start being paid off when the student has a secure job which earns a minimum of fifteen thousand pounds and takes at least three years to pay back with interest added on from day one of payment. Therefore a large proportion of students are leaving university with a substantial amount debt.
It is hard to agree with the fact that if there were no tuition fees with grants made available then more people will feel inclined to apply for university. Therefore these people would make something out of their lives.
Graduates benefit the society as a whole but if fewer people graduate there are less people to fill spaces for specialty jobs e.g. doctors and lawyers as they are not as they will not have the sufficient knowledge and skills for the jobs.
The UK is currently below average on how many young people are attending university as several other countries are sending more than sixty percent of young people in their population to university.
Finland and Scotland are two perfect examples of countries in which people do not pay university are doing very well. The evidence of this is Edinburgh in Scotland has the most graduates in the entire world and their students are not paying fees! Surely that already shows how university fees are putting the country behind?
It can be argued that independence and experience are gained and it prepares them for the future lives as they will have to be paying for those themselves, but in most circumstances parents end up paying so how is it in any way giving them or even offering any independence.
The loans students have when they have graduated from university cause them to begin their lives after education in debt and there is no guarantee that they will even be able to pay it off for a very long time.
It might be the in the priority of the government to put schools and hospitals first with taxpayers money as they only have a certain amount to pay for but services, hospitals and police but education as a whole should not have to come at a price as it is not a privilege but a basic right. As countries are becoming more developed they need a more highly – trained and skilled workforce.
From one point of view it can be seen that the system is fair to students from different backgrounds as the fees are only paid back when a certain salary threshold is reached so someone who fails to benefit from their education doesn’t apply for it, but I can easily make it clear that tuition fees discriminate those from poorer backgrounds who are less able to get into debt because even if they choose to go to university, students who happen to have rich parents are a great advantage compared to those who have to pay off the fees themselves. We need to cancel all debt for those leaving university.
At the moment it would be persuasively argued that too many people are applying to university (around thirty five percent of all students). So obtaining a degree is simply not worthwhile for some people given their future employment plans; the time could be spent more wisely and constructively in actual work because nowadays universities are feeling pressurised to take as many people as possible as they are funded per student but it is not always in the students best interest as many choose to skip lectures, but what sort of government presumes to decide on behalf of the public what career they should follow? Everyone should have a free choice in deciding whether they want a degree or not, the argument of those opposing me is purely elitism, which is not right in a society like this. Those statistics just conceal the true problem without solving what is needed to be solved. It is like trying to ignore a river by building a dam. The water, like the problems, will just build and build…
This country is more developed and is still moving forward therefore more skilled graduates are needed.
My own mother who left university nine years ago to her surprise saw that in her last bank statement money for her student loan had been removed from her account and this is happening to an increasing number of people as years go by.
It has become more evident that many more people as years go by will be living off benefits and digging the country into a deeper hole. This is because more problems may arise such as crime as many people are becoming idle. The money the government doesn’t want to pay on university will just be spent on jails and other problems to arise from this poor decision. It is up to you – lose: and you will be inevitably leaving university with debt to pay off or win: and won’t be discouraged from university as you will not have student loans and extra debt to pay off.
