A1- OUTLINE MUSLIM TEACHINGS ON WEALTH AND POVERTY

Wealth and everything is a gift from Allah Ta’ala. It is a loan from Allah. Wealth means ‘having a plentiful supply of material goods and money’ and that’s why we should spend in a correct and a Halaal way. Those who are rich and wealthy should do as much as shukr (thank) of Allah that He has blessed us with this gift, should use it for good things and share the wealth with the poor and the needy. On the other hand those who are not as fortunate should do sabr (patience) and earn the wealth in a Halaal way. Pray to Allah and indeed He will guide us and give us as much as we want here and the hereafter.

An incident had occurred in Prophet (S.A.W)’s time, when a man who was really poor was begging on the road. Our Prophet (S.A.W) approached him and said, to the nearest meaning, ‘Don’t beg, instead go in the forest, cut some wood, sell it and earn money.’ This shows the importance of earning wealth in a Halaal way and how much emphasis Prophet (S.A.W) has given to it.

Islam is a way of life and it has taught us each and everything. It is a responsibility on mankind to care for each other.  It has told the wealthy people to look out for the poor people. Islam has emphasised on this topic a lot. The Prophet (S.A.W.) has reported to have said,

‘None of you truly believes until he loves for his brother what he loves for himself.’

So as we can see that how much our Prophet (S.A.W) has emphasised us to look out for each other and help each other.

Also Allah made Adam (A.S) as a Khalifah to look after the earth.

Allah says in the Quran, to the nearest meaning, “I will create a vicegerent (Khalifah) on the earth….And He taught Adam the nature of all things. “ (Surah 2:30)

Therefore it is our duty as Muslims not to look after environment, but also people of Earth, ensuring that good things of the earth are shared out fairly.

“For the earth is God’s to give to such of His servants as He pleaseth. (Surah 7:128)

This life is test from Allah and how do we spend our lives. Do we spend our lives sinning or do we spend our lives remembering Allah and doing well?

It is stated in the Quran:

“Be sure we shall test you with something of fear and hunger, some loss in goods or lives or the fruits of your toil, but give glad tidings to those who patiently preserve-who say when afflicted with calamity, ‘To god we belong and to him is our return.”

This basically means that Allah is telling us and informing us that we will be tested in many ways; we may lose some goods or some lives and this will be a test of faith and obedience. After all we belong to Allah because he gave us life so to him we shall return.

When you are rich Allah gives you a test and wants to see how grateful you are and how you treat your wealth, when you are poor it is a test of patience, how grateful you can be for at least how much you have. 

It is stated in the Quran

 “Then on the day of judgement you will certainly be questioned about all the favours you enjoyed”

This means that on the day of judgement you will be asked on what you spent your wealth on. That’s why it’s our responsibility to help those in need.

It was stated in the Prophet Muhammad’s (pbuh) last sermon,

“All mankind is from Adam and Eve, an Arab has no superiority over an non-Arab nor a non-Arab has a superiority over an Arab; also white has no superiority over black nor a black has any superiority over white except by piety and good action. Learn that every Muslim is a brother to every Muslim and that the Muslims constitute one brother hood”.

Also, a hadith of Mishkat al Masabih mentions to the nearest meaning, “If anyone strokes an orphan’s head, doing so for only Allah’s sake, he will have blessings for every hair which his hand passes.

So that means we should be concerned for each other and try to be the most merciful we can to our unfortunate Muslim Brothers and sisters. There are many ways in which we can help.

One way of helping is by giving Zakah. Zakah is one of the five pillars of Islam. It has been mentioned, along with daily Prayers (Salaat), over seventy times in the Qur'an. Allah's word commanding "........and establish regular Salaat and give regular Zakaat......." are referred to in many parts of the Qur'an. From this we can conclude that after Salaat, Zakat is the most important act in Islam.

Zakaat is obligatory on Muslim who is Sahib-e-Nisab, which is wealth equivalent to the value of 3 ounces of gold or 21 ounces of silver. It should be paid at the rate of 2.5% on any wealth.

Linguistically, Zakaat has two meanings: purification and growth. Technically, it means to purify one's possession of wealth by distributing a prescribed amount to the poor, the indigent, the slaves or captives, and the wayfarer. This means that if you give Zakah then Allah gives Barakah in your wealth and increases the wealth.

Zakah is not the same as Interest or Ribaa or Sood because it is completely opposite. Interest is making the rich richer and the poor poorer and that is completely haraam in Islam. Zakat is taking from the rich and giving it to the poor and that is trying to get rid or at least decreasing poverty unlike Ribaa.

Zakaah can be given to the following:

 The Qur’an says:

 “As a matter of fact, Zakat collections are only for the needy and the indigent, and for those who are employed to collect them and for whose hearts are to be won over and for the ransoming of slaves and for helping the debtors and for the way of Allah and for the hospitality of the way-farers.  This is an obligatory duty from Allah: and Allah is All-knowing, All-Wise: (9: 60)

According to this verse, Zakat has the following eight heads of expenditure

(1) The needy- A person is needy if he depends on others for his sustenance.
(2) The indigent-According to a Hadith an indigent is the one “Who does not get enough to satisfy his needs ; who is neither recognized to be poor so that people may render him necessary help, nor he stands up to beg.” (Bukhari, Muslim)

(3) The collectors of Zakat-They are the official agents who are appointed to collect Zakat, pay it out to the needy and maintain accounts; whether they possess the required Nisab or not, their payment can be charged to Zakat funds.

(4) Winning over of hearts to Islam- This concerns the people whose hearts are to be prepared to accept Islam. They may be non-Muslims, or even the newly converted Muslims whose faith in Islam is not yet firm and strong enough to motivate them to serve the interests of Islam and the Islamic State. 

(5) Ransoming of slaves- Zakat money can be given to help a slave win and purchase his freedom from his master on the payment of the agreed ransom money 

(6) Helping the debtors- This concerns those people who are heavily under debt and cannot save enough to pay off their debts, whether they are jobless or earning a little, or those who may be left with nothing if they pay off all their debts, or those who have been reduced to poverty due to unforeseen calamities like paying heavy penalties and fines, failure of business, etc.

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(7) The Way of Allah- This applies to Jihad in the way of Allah, which includes all those efforts which the Muslim may make for the purpose of establishing the Islamic order in place of an Unislamic system, whether this is done by means of the pen, or word of mouth, or the sword, or other means.

(8)Hospitality to wayfarers- The wayfarer or traveller, whether he is well off and rich at home, can be helped with Zakat money if he stands in need of such help while on a journey

Whoever gives Zakah there are many virtues for them. It is stated ...

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