• Join over 1.2 million students every month
  • Accelerate your learning by 29%
  • Unlimited access from just £6.99 per month
Page
  1. 1
    1
  2. 2
    2
  3. 3
    3
  4. 4
    4
  5. 5
    5
  6. 6
    6
  7. 7
    7
  8. 8
    8
  9. 9
    9
  10. 10
    10
  11. 11
    11
  12. 12
    12
  13. 13
    13
  14. 14
    14
  15. 15
    15
  16. 16
    16
  17. 17
    17
  18. 18
    18
  19. 19
    19
  20. 20
    20
  21. 21
    21
  22. 22
    22
  23. 23
    23
  24. 24
    24
  25. 25
    25
  26. 26
    26
  27. 27
    27
  28. 28
    28
  29. 29
    29
  30. 30
    30
  31. 31
    31
  32. 32
    32
  33. 33
    33
  34. 34
    34
  35. 35
    35
  36. 36
    36
  37. 37
    37
  38. 38
    38
  39. 39
    39
  40. 40
    40
  41. 41
    41
  42. 42
    42
  43. 43
    43
  44. 44
    44
  45. 45
    45
  46. 46
    46
  47. 47
    47
  48. 48
    48
  49. 49
    49
  50. 50
    50
  51. 51
    51
  52. 52
    52
  53. 53
    53
  54. 54
    54
  55. 55
    55
  56. 56
    56
  57. 57
    57
  58. 58
    58
  59. 59
    59
  60. 60
    60
  61. 61
    61
  62. 62
    62
  63. 63
    63
  64. 64
    64
  65. 65
    65
  66. 66
    66
  67. 67
    67
  68. 68
    68
  69. 69
    69
  70. 70
    70
  71. 71
    71
  72. 72
    72
  73. 73
    73
  74. 74
    74
  75. 75
    75
  76. 76
    76
  77. 77
    77
  78. 78
    78
  79. 79
    79
  80. 80
    80
  81. 81
    81
  82. 82
    82
  83. 83
    83
  84. 84
    84
  85. 85
    85
  86. 86
    86
  87. 87
    87
  88. 88
    88
  89. 89
    89
  90. 90
    90
  91. 91
    91
  92. 92
    92
  93. 93
    93
  94. 94
    94
  95. 95
    95
  96. 96
    96
  97. 97
    97
  98. 98
    98
  99. 99
    99
  100. 100
    100
  101. 101
    101
  102. 102
    102
  103. 103
    103
  104. 104
    104
  105. 105
    105
  106. 106
    106
  107. 107
    107
  108. 108
    108
  109. 109
    109
  110. 110
    110
  111. 111
    111
  112. 112
    112
  113. 113
    113
  114. 114
    114
  115. 115
    115
  116. 116
    116
  117. 117
    117
  118. 118
    118
  119. 119
    119
  120. 120
    120
  121. 121
    121
  122. 122
    122
  123. 123
    123
  124. 124
    124
  125. 125
    125
  126. 126
    126
  127. 127
    127
  128. 128
    128
  129. 129
    129
  130. 130
    130
  131. 131
    131
  132. 132
    132
  133. 133
    133
  134. 134
    134
  135. 135
    135
  136. 136
    136
  137. 137
    137
  138. 138
    138
  139. 139
    139
  140. 140
    140
  141. 141
    141
  142. 142
    142

Project on portfolio management in Mutual Funds. The analysis and advice presented in this Project Report is based on market research on the saving and investment practices of the investors and preferences of the investors for investment in Mutual Funds.

Extracts from this document...

Introduction

A PROJECT REPORT ON "MUTUAL FUNDS IS THE BETTER INVESTMENTS PLAN" Submitted in partial fulfillment for MASTER OF BUSINESS ADMIMISTRATION Programme of INSTITUTE OF MANAGEMENT TECHNOLOGY GHAZIABAD Batch2005-08 Submitted by :- Under Guidance :- AKHILESH MISHRA CA SHARAD CHAUHAN MBA( Three Year Programme) Manager Accounts Batch (2005-2008) Uttam Sugar Mills Limited Enrolment No-52102689 Corprote office Noida Department of Business Management INSTITUTE OF MANAGEMENT TECHNOLOGY GHAZIABAD ACKNOWLEDGEMENT With regard to my Project with Mutual Fund I would like to thank each and every one who offered help, guideline and support whenever required. First and foremost I would like to express gratitude to Manager SBI kanwali Road Dehradoon and other staffs for their support and guidance in the Project work.. I am extremely grateful to my guide, CA Sharad Chauhan for their valuable guidance and timely suggestions. I would like to thank all faculty members of Uttam Sugar Mills Limited for the valuable guidance& support. I would also like to extend my thanks to my members and friends for their support specially .MCA Anuj Panday officer I.T.Uttam Sugar Mills Limited Sharanpur & Mr. Rajeev Goyal consultant, Sales tax, income tax .And lastly, I would like to express my gratefulness to the parent's for seeing me through it all. AKHILESH MISHRA CERTIFICATE This is to certify that Mr. Akhilesh Mishra a student of IMT-CDL Ghazibad has completed project work on "MUTUAL FUNDS IS THE BETTER INVESTMENTS PLAN" under my guidance and supervision. I certify that this is an original work and has not been copied from any source. Signature of Guide Name of Project Guide CA Sharad Chauhan Date- DECLERATION I hereby declare that this Project Report entitled "THE MUTUAL FUND IS BETTER INVESTMENT PLAN in SBI Mutual Fund submitted in the partial fulfillment of the requirement of Master of Business Administration (MBA) of INSTITUTE OF MANAGEMET TECHNOLOGY, GHAZIABAD is based on primary & secondary data found by me in various departments, books, magazines and websites & Collected by me in under guidance of C.A. ...read more.

Middle

Recently, most of the New Fund Offers of close-ended funds provided liquidity window on a periodic basis such as monthly or weekly. Redemption of units can be made during specified intervals. Therefore, such funds have relatively low liquidity. * Based on their investment objective: Equity funds: These funds invest in equities and equity related instruments. With fluctuating share prices, such funds show volatile performance, even losses. However, short term fluctuations in the market, generally smoothens out in the long term, thereby offering higher returns at relatively lower volatility. At the same time, such funds can yield great capital appreciation as, historically, equities have outperformed all asset classes in the long term. Hence, investment in equity funds should be considered for a period of at least 3-5 years. It can be further classified as: i) Index funds- In this case a key stock market index, like BSE Sensex or Nifty is tracked. Their portfolio mirrors the benchmark index both in terms of composition and individual stock weightages. ii) Equity diversified funds- 100% of the capital is invested in equities spreading across different sectors and stocks. iii) Dividend yield funds- it is similar to the equity diversified funds except that they invest in companies offering high dividend yields. iv) Thematic funds- Invest 100% of the assets in sectors which are related through some theme. e.g. -An infrastructure fund invests in power, construction, cements sectors etc. v) Sector funds- Invest 100% of the capital in a specific sector. e.g. - A banking sector fund will invest in banking stocks. vi) ELSS- Equity Linked Saving Scheme provides tax benefit to the investors. Balanced fund: Their investment portfolio includes both debt and equity. As a result, on the risk-return ladder, they fall between equity and debt funds. Balanced funds are the ideal mutual funds vehicle for investors who prefer spreading their risk across various instruments. Following are balanced funds classes: i) ...read more.

Conclusion

It is restricted to Dehradoon. I have visited people randomly nearby my locality, different shopping malls, small retailers etc. Data sources: Research is totally based on primary data. Secondary data can be used only for the reference. Research has been done by primary data collection, and primary data has been collected by interacting with various people. The secondary data has been collected through various journals and websites and some special publications of SBI . Sampling: * Sampling procedure: The sample is selected in a random way, irrespective of them being investor or not or availing the services or not. It was collected through mails and personal visits to the known persons, by formal and informal talks and through filling up the questionnaire prepared. The data has been analyzed by using the measures of central tendencies like mean, median, mode. The group has been selected and the analysis has been done on the basis statistical tools available. * Sample size: The sample size of my project is limited to 200 only. Out of which only 135 people attempted all the questions. Other 65 not investing in MFs attempted only 2 questions. * Sample design: Data has been presented with the help of bar graph, pie charts, line graphs etc. * Limitation: > Time limitation. > Research has been done only at Dehradoon. > Some of the persons were not so responsive. > Possibility of error in data collection. > Possibility of error in analysis of data due to small sample size. Data analysis: * Have you ever invested/ interested to invest in mutual funds? YES 135 NO 65 * .what is the most important reason for not investing in mutual funds? (only for above 65 participants) Lack of knowledge about mutual funds 25 Enjoys investing in other options 10 Its benefits are not enough to drive you for investment 18 No trust over the fund managers 12 * .where do you find yourself as a mutual fund investor? Totally ignorant 28 Partial knowledge of MFs 37 Aware of only scheme in which invested 46 Good knowledge of MFs 24 * . ...read more.

The above preview is unformatted text

This student written piece of work is one of many that can be found in our University Degree Finance section.

Found what you're looking for?

  • Start learning 29% faster today
  • 150,000+ documents available
  • Just £6.99 a month

Not the one? Search for your essay title...
  • Join over 1.2 million students every month
  • Accelerate your learning by 29%
  • Unlimited access from just £6.99 per month

See related essaysSee related essays

Related University Degree Finance essays

  1. Financial analysis of Wipro ltd. The ratio analysis of the company has been derived ...

    electronics and mobile phones, as well as other machines, such as process-controlled equipment. The Company provides software application integration, network integration and maintenance services to telecommunications service providers, Internet service providers, application service providers and Internet data centers. Business Process Outsourcing Service Wipro BPO's service offerings include customer interaction services,

  2. Merchant Banking-100 marks project

    holder of the bill would receive full value on the date of payment. Hence the name merchant was used because of its roots in merchant trade. The growth of merchant banking in India Formal merchant activity in India was originated in 1969 with the merchant banking division setup by the Grindlays Bank, the largest foreign bank in the country.

  1. This report will detail how the Ford VEP plan added value by satisfying the ...

    Example #1 If Ford Issued (pre-tax value/share) Tax rate Post tax value/share $20 per share dividend 39.6% standard rate ~$12 $20 per share via VEP 20% (long term capital gains) ~$16 o A choice to divest from Ford shares, thus reducing the number of new shares outstanding, which over time would improve earning per share creating greater

  2. Stock Trak Evaluation Project

    Weekly Rates of Return Date Week Portfolio Weekly Return (%) S&P 500 return (%) Interest Only Portfolio (%) 31 Aug- Sep 7 1 0.26 -1.38 0.06 Sep 7- Sep 14 2 -1.31 2.09 0.06 Sep 14- Sep 21 3 4.56 2.76 0.06 Sep 21- Sep 28 4 0.77 0.07 0.06

  1. Taking Disneys 100-year Sleeping Beauty Bond issue as a motivating example, we aim to ...

    At the same time, a sinking fund requirement could effectively reduce the maturity of such a bond, contradicting the original intentions of issuing such a long-term debt. Studies such as Diamond [5], [6] and Stiglitz & Weiss [7] indicate that firms have incentives to issue debt with longer maturity when liquidity risks are low.

  2. Financial Derivatives Coursework (year 3)

    That is because the frequently changing market conditions, prices on foreign exchanges and other factors make it more difficult for dealers to create accurate contracts. These miscalculations may result in losses because of arbitrageurs who seek to profit from such mistakes.

  1. Deutsche Bank - Discussing the Equity Risk Premium

    Historical Data Approach. The first method to calculate ERP is to use the Historical Data approach, which remains the standard approach when it comes to estimating risk premiums. The actual returns earned on stocks over a long time period is estimated, and compared to the actual returns earned on a default-free (usually government security).

  2. Participants in derivatives market.

    Forward delivery contracts, stating what is to be delivered for a fixed price at a specified place on a specified date, existed in ancient Greece and Rome. Roman emperors entered forward contracts to provide the masses with their supply of Egyptian grain.

  • Over 160,000 pieces
    of student written work
  • Annotated by
    experienced teachers
  • Ideas and feedback to
    improve your own work