HOusing Option for the Elderly

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Housing Options for the Elderly          

Housing Option for the Elderly: A History of Public Housing and Current Programs Available

The population of elderly in the United States is large and growing at a rapid pace.  This growth can be ascribed to the aging of the Baby Boomers and to the advances and improvements in medicine and health care resulting in longer life spans.   It is projected that by the year 2030, the older population (65 years or older) of the country will more than double to 70 million (U.S. Dept. of Health and Human Services, 2002).  The importance of integrating services with housing to assist the low-income elderly is gaining recognition.  The National Low Income Housing Coalition (NLIHC) uses the umbrella term housing plus services to describe permanent housing that incorporates services into the operation of housing, with the services provided by people for whom service delivery, not property management, is their primary responsibility (Granruth & Smith, 2001).  In order to give an accurate understanding of housing programs for the elderly, I must first explain the broader policies on housing and work my way down to more specific, local examples.

        The linkage of housing with services is not particularly new in terms of social welfare programs.  In 1657, almshouses were established to assist the elderly, disabled, and the poor who were seriously ill.  Soon after, workhouses were set up to correct the perceived disobedient ways of the “unworthy poor”.  In both institutions, residency and services were involuntary and often geared toward reducing the need for public financial support (Axinn & Levin, 1997).  Although almshouses and workhouses were later disregarded, the belief in the relation of housing and services continued to survive.  During the late 19th century, settlement houses grew to be the most prominent tool for providing needed services to local communities.  Settlement houses, as opposed to almshouses, had positive environments where services were voluntary and directed at improving individual and community functioning (Lundblad, 1995).  This integration of housing and services was recommended in the early 1900’s as a way to build strong communities.  In the

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United States, federal recognition of housing as a public policy concern originated with the New Deal.  The National Housing Act of 1934 insured new mortgages, prompting the construction and ownership of homes.  In 1937, the U.S. Housing Act established the federal role in the production and subsidation of rental housing for low-income people.  The housing shortage that resulted prior to World War II led to the passage of the Housing Act of 1949 that aimed to achieve  “…a decent home and suitable living environment for every American family” (U.S. Congress, Committee on Banking and Financial Services, 1999).

        In the 1960’s ...

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