I...LAMI BNKING IN UK
I?LAMI? B?NKING IN UK I?LAMI? B?NK OF BRITAIN - ?A?E ?TUDY Ab?tra?t Thi? paper aim? to ?tudy the ?tatu? of I?lami? B?nking ?nd it? emergen?e in UK. The ?a?e of I?lami? B?nk of Britain will be ?tudied in thi? paper. Modern b?nking ?y?tem wa? introdu?ed into the Mu?lim ?ountrie? at a time when they were politi?ally ?nd e?onomi?ally at a low ebb, in the late 19th ?entury. The main b?nk? in the home ?ountrie? of the imperial power? e?tabli?hed lo?al br?n?he? in the ?apital? of the ?ubje?t ?ountrie? ?nd they ?atered mainly to the import export requirement? of the foreign bu?ine??e?. The b?nk? were generally ?onfined to the ?apital ?itie? ?nd the lo?al population remained largely untou?hed by the b?nking ?y?tem. The lo?al trading ?ommunity avoided the "foreign" b?nk? both for nationali?ti? a? well a? religiou? rea?on?. However, a? time went on it be?ame diffi?ult to engage in trade ?nd other a?tivitie? without making u?e of ?ommer?ial b?nk?. Even then m?ny ?onfined their involvement to tr?n?a?tion a?tivitie? ?u?h a? ?urrent a??ount? ?nd money tr?n?fer?. Borrowing from the b?nk? ?nd depo?iting their ?aving? with the b?nk were ?tri?tly avoided in order to keep away from dealing in intere?t whi?h i? prohibited by religion Table of ?ontent? Introdu?tion 5 I?lami? B?nk 5 ?hariah Advi?ory ?oun?il 6 I?lami? Mortgage 6 I?lami? Bu?ine?? Fin?n?e 7 I?lami? law? on Trading 7
Project on Mutual funds
EXECUTIVE SUMMARY EXECUTIVE SUMMARY In the early days, savings were essentially diverted to the banks, post offices, national savings schemes, etc, as these instruments were considered safe and sound instead they had low return. There were no other options available which were safe, as safety was of primary concern to the investor. With the increase in salaries and surplus fund available in the hands of the people, the risk appetite of the people also underwent a sea change. People started looking for better options to invest their surplus fund even if it meant taking little risk. The urgency with which returns are expected led to people flocking the stocks market even without understanding the basics of such investment. The results were catastrophic with two stock scams destroying the hard earned savings of the people and shaking the confidence in the institution of stock market. This led to the development of the new concept of wealth management in India. In the early stages, mutual funds were not treated as an investment option. Some of the funds which were in existence did not have the required clientele base and couldn't showcase their capabilities. However, with the advancement of the concept of wealth management, mutual fund has become an important investment option for the people. The mutual fund industry in India started in 1963 with the formation of Unit trust
This group assignment of Financial Management will assess the positions financial performances for six types of different companies which are listed on the Bursa Malaysia Berhad (Bursa Malaysia) and its based on three main sectors of business industrie
.0 INTRODUCTION Financial analysis is the assessment on the effectiveness with which funds investment and debt are employed in a firm. It reviews the efficiency and profitability of the company operations, and value and safety of debtors' claims against its assets. Financial analysis employs techniques such as 'funds flow analysis' and financial ratios to understand the problems and opportunities inherent in an investment or financing decision Further, the financial analysis will be done on some important financial ratios to assess the company strength and also the value for the investors to invest in their company. Hence, the company that has the stronger financial standing and potential for growth will finally be the choice of investors. 2.0 METHODOLOGY This group assignment of Financial Management will assess the position's financial performances for six types of different companies which are listed on the Bursa Malaysia Berhad (Bursa Malaysia) and its based on three main sectors of business industries. The details names of six companies and its sectors for financial statement analyses as follows: No. Company's names Sectors of Business industry . Kwantas Corporation Berhad Plantation 2. TSH Resources Berhad Plantation 3. Shangri-La Hotels (Malaysia) Berhad Hotels 4. Grand Capital Enterprise Berhad Hotels 5. QL Resources Berhad Consumers 6. Hup Seng
Islamic Banking. Previous attempts to study Islamic Banks focused primarily on the conceptual issues underlying interest-free financing. The issues of viability of Islamic banks and their ability to mobilize saving, pool risks and facilitate transactions
Religion, more often than not, and to varying degrees, has something to say about economic behavior. The word "Religion" itself, its Arabic counterpart "Deen" and the essence of the message of all religions imply and indicate setting norms and standards for human behavior which, by definition, extend to the economic arena. Hence, it is not surprising that religion and economics are related. Islam addresses all aspects of human behavior at once with the purpose of integrating morality and spirituality in all spheres of human life and by all means of social organization. This message is directed to man, whether singularly as a person for whose up lifting, purification and delivery all religions aim; or socially as groups, nations and communities of nations. Consequently, Islam is usually said to be a total way of life or system for societies. This means Islam extends its realm to organize all aspects of human life: politically, socially, spiritually, morally and of course economically around the basic pillar of faith, that is the absolute oneness of Allah. ISLAMIC BANKING The steady expansion of Islamic banks has been the hallmark of the Muslim world financial landscape in the 1980s and 1990s. With a network that spans more than 60 countries and an asset base of more than $166 billion; Islamic banks are now playing an increasingly significant role in their respective
Marketing plan for AFR on www.newsstand.com
UNIVERSITY OF TECHNOLOGY, SYDNEY Faculty of Business School of Marketing GROUP REPORT MARKETING PLAN FOR AFR ON WWW.NEWSSTAND.COM Report to: Iain McDonald Class: Wednesday 6-9 28.05.2003 By: Student No. Natalie Bosilkov 02114419 Ya-Hui (Anita) Chiu 10078715 Poutintseva Svetlana 00094476 Gaurav Sood 02121251 Keyur Thakrar 02097576 ############ Completed as part of the requirements for 24738 International Marketing Management .0 EXECUTIVE SUMMARY 4 2.0 INTRODUCTION 5 3.0 SITUATION ANALYSIS 6 3.1 Business environment 6 3.1.1 Economic conditions 6 3.1.1.1 Economic strategy of UK 6 3.1.1.2 Inflation 8 3.1.1.3 Unemployment 8 3.1.1.4 Population 10 3.1.1.5 Inward and outward investment 11 3.1.2 Social and Cultural factors 12 3.1.2.1 Culture 12 3.1.2.2 Ethnographies 13 3.1.3 Technological factors 14 3.1.3.1 Information and communications 14 3.1.3.2 Internet 14 3.1.4 Political/ Legal/ Institutional factors 16 3.1.4.1 Law regarding the press 16 3.1.4.2 Media ownership 17 3.2. Market analysis 19 3.2.1 The product market 19 3.2.2 Market Forecast 23 3.2.2.1 Market characteristic, Developments & Trends 26 3.3 Competitor analysis 30 3.3.1 "The Press and Journal" 30 3.3.2 "Financial Times" 31 3.3.3 "The Australian" 32 3.4. Organisation's assets and skills 34 4.0 SWOT
Project on portfolio management in Mutual Funds. The analysis and advice presented in this Project Report is based on market research on the saving and investment practices of the investors and preferences of the investors for investment in Mutual Funds.
A PROJECT REPORT ON "MUTUAL FUNDS IS THE BETTER INVESTMENTS PLAN" Submitted in partial fulfillment for MASTER OF BUSINESS ADMIMISTRATION Programme of INSTITUTE OF MANAGEMENT TECHNOLOGY GHAZIABAD Batch2005-08 Submitted by :- Under Guidance :- AKHILESH MISHRA CA SHARAD CHAUHAN MBA( Three Year Programme) Manager Accounts Batch (2005-2008) Uttam Sugar Mills Limited Enrolment No-52102689 Corprote office Noida Department of Business Management INSTITUTE OF MANAGEMENT TECHNOLOGY GHAZIABAD ACKNOWLEDGEMENT With regard to my Project with Mutual Fund I would like to thank each and every one who offered help, guideline and support whenever required. First and foremost I would like to express gratitude to Manager SBI kanwali Road Dehradoon and other staffs for their support and guidance in the Project work.. I am extremely grateful to my guide, CA Sharad Chauhan for their valuable guidance and timely suggestions. I would like to thank all faculty members of Uttam Sugar Mills Limited for the valuable guidance& support. I would also like to extend my thanks to my members and friends for their support specially
Merchant Banking-100 marks project
CHAPTER 1: Concept of merchant banking 3 The Objective of the Study 4 Limitations of the project 4 CHAPTER 2: History of Merchant Banking 5 Origin of merchant banking 5 The growth of merchant banking in India 5 CHAPTTER 3: Importance, Need and Role of Merchant Bankers 7 Importance and need of merchant banking 7 Role of Merchant Banker: 9 CHAPTER 4: Organizational setup of merchant bankers in India 11 CHAPTER 5: Qualities of good merchant bankers 13 CHAPTER 6: Requirements for setting up a merchant banking outfit 16 Formation of the Business Organisation 16 Adoption of a viable business plan 16 Registration Of Merchant Bankers 17 CHAPTER 7: Services provided by Merchant Bankers 21 Public issue management - 21 Pre-issue management 25 Post-issue management 25 Underwriting 40 Loan Syndication 45 Project Counseling 48 Portfolio Management 56 Mergers and Acquisitions 64 Mutual Funds 73 Factoring 80 CHAPTER 8: Research Methodology 87 Collection of Data 86 Primary Data 86 Secondary Data 86 CHAPTER 9: Case Study on SBI Capital Markets Limited (SBICAP) 88
My project title is COMPARATIVE STUDY OF HOME LOANS. I selected this topic because the Indian housing finance industry has grown by leaps and bounds in few years.
2012 [Type the document title] ________________ STUDENT DECLARATION This is to certify that I have completed the Project titled “COMPARATIVE STUDY Of HOME LOAN PROCEDURE” under the guidance of “Mr. Amitesh Kapoor” in partial fulfillment of the requirement for the award of the degree of “Masters in Business Administration” from “Lovely Professional University, Phagwara, Punjab”. This is an original work and I have not submitted it earlier elsewhere. ARBIN HASSAN Reg. no.11112686 ________________ CERTIFICATE This is to certify that the project titled “COMPARATIVE STUDY OF HOME LOANS” is an academic work done by “ARBIN HASSAN” submitted in the partial fulfillment of the requirement for the award of the degree of “Masters in Business Administration” from “Lovely Professional University” under my guidance and direction. To the best of my knowledge and belief the data and information presented by her in the project has not been submitted earlier elsewhere. Mr. Amitesh Kapoor (Faculty Guide) LPU ________________ ACKNOWLEDGEMENT "Gratitude is not a thing of expression; it is more a matter of feeling." There is always a sense of gratitude which one expresses towards others for their help and supervision in achieving the goals. This formal piece of acknowledgement is an attempt to express the feeling of gratitude towards people who helped
Executive Summary
Grabbing America by the Horns Table of Contents Company Timeline 4 Executive Summary 7 ML the Early Years 1914 - 1929 9 Historical Overview 9 Industry Analysis 1 Five Forces 3 Barriers to Entry 3 Substitutes 4 Supplier Power 4 Buyer Power 5 Degree of Rivalry 5 Strategic Positioning 5 Activity System 6 Level of Fit 7 Conclusion/Takeaway 8 Activity System Diagram 9 A Period of Readjustment to Promote Growth 1930-1970 20 Historical Overview 20 Industry Analysis 22 Five Forces 23 Barriers to Entry 23 Substitutes 24 Supplier Power 25 Buyer Power 25 Degree of Rivalry 26 Strategic Positioning 26 Activity System 27 Survey 27 Compensation to Brokers 28 Upgrading Employee Status 28 Annual Report 29 Superior Customer Service 29 Mergers 30 Two-Fold Plan 30 Aggressive Advertising 31 Communications 32 Level of Fit 32 Conclusion/Takeaway 33 Activity System Diagram 34 Merrill Lynch Goes Public and Continues to Expand 1971- 1989 35 Historical Overview 35 Industry Analysis 37 Five Forces 37 Barriers to Entry 37 Substitutes 37 Supplier Power 38 Buyer Power 38 Degree of Rivalry 38 Strategic Positioning 39 Activity System 41 Thickening Core Competencies 41 Cash Management Account 41 Expansion into the Tokyo Stock Exchange 44 Management Science Group 45 Mergers & Acquisitions 46
A Comprehensive Study of Credit Control in Banking Industries With Special Reference to ICICI Bank , NEW DELHI
DECLARATION I am Beant Kaur, Enrollment No.10020 student of PGDM here by declares that “A Comprehensive Study of Credit Control in Banking Industries With Special Reference to ICICI Bank , NEW DELHI” in the specialization area “Finance” is prepared by me and it is original. The imperial findings in this report are based on the data collected by me. BEANT KAUR MBA-IVth Sem FINANCE TABLE OF CONTENTS CH-1 INTRODUCTION . DEFINITION OF CREDIT CONTROL 2. OBJECTIVE OF STUDY 3. NEED FOR CREDIT CONTROL 4. BENEFITS AND DISADVANTAGES OF CREDIT CONTROL . ACTION CHECKLIST 2. DO’S AND DONT’S FOR CONTROLLING CREDIT CH-2 LITERATURE REVIEW . 10 SIMPLE RULES OF CREDIT CONTROL 2. INTRODUCTION OF ICICI BANK 3. KEY SUBSIDIARIES OF ICICI BANK CH-3 DATA ANALYSIS . FINANCIALS OF ICICI BANK 2. BUSINESS OVERVIEW 3. FINANCIAL SECTOR OVERVIEW 4. BUSINESS REVIEW 5. RISK MANAGEMENT